Modern financial infrastructure for an industry that plans further ahead than almost any other.
Perpetus.ai is a software platform for the administration of preneed trust assets — the funds that funeral homes and their customers set aside today to pay for services that will not be delivered for years or decades. We are building it from scratch, in Florida, with the care the work deserves.
Preneed contracts are among the longest-duration consumer financial commitments in America. A family sets money aside today; the service it is meant to cover may not be delivered for a decade or more. By law, the funds sit in third-party trusts and insurance policies, where they are held, invested, and reported on by a small number of administrators.
The infrastructure that handles this capital has not meaningfully changed in a generation. Reconciliation between operator records and trustee statements is done by hand. State compliance filings, required quarterly and annually, consume weeks of work each cycle. Operators receive PDF reports and limited real-time visibility into how their preneed book is actually performing.
There is room for something better, and we believe the work is overdue.
Perpetus.ai is a modern software platform for preneed trust administration. The first product is a reporting and compliance layer: automated ingestion of trustee statements, one-click generation of state regulatory filings, and a clear, real-time view of the preneed book that operators have never quite had.
We are starting in Florida. The platform is being built to meet the requirements of state regulators from day one, and to feel like software that belongs to the next decade rather than the last one.